diff --git a/app/ingest/tushare.py b/app/ingest/tushare.py
index 20612ad..ee06f85 100644
--- a/app/ingest/tushare.py
+++ b/app/ingest/tushare.py
@@ -27,9 +27,14 @@ LOGGER = get_logger(__name__)
 API_DEFAULT_LIMIT = 5000
 LOG_EXTRA = {"stage": "data_ingest"}
 
-_CALL_QUEUE = deque()
 _CALL_BUCKETS: Dict[str, deque] = defaultdict(deque)
 
+RATE_LIMIT_ERROR_PATTERNS: Tuple[str, ...] = (
+    "最多访问该接口",
+    "超过接口限制",
+    "Frequency limit",
+)
+
 API_RATE_LIMITS: Dict[str, int] = {
     "stock_basic": 180,
     "daily": 480,
@@ -115,7 +120,7 @@ def _normalize_date_str(value: Optional[str]) -> Optional[str]:
     return text or None
 
 
-def _respect_rate_limit(endpoint: str | None, cfg) -> None:
+def _respect_rate_limit(endpoint: str | None) -> None:
     def _throttle(queue: deque, limit: int) -> None:
         if limit <= 0:
             return
@@ -135,12 +140,8 @@ def _respect_rate_limit(endpoint: str | None, cfg) -> None:
             time.sleep(max(0.1, sleep_time))
         queue.append(time.time())
 
-    max_calls = cfg.max_calls_per_minute
-    if max_calls > 0:
-        _throttle(_CALL_QUEUE, max_calls)
-
     bucket_key = endpoint or "_default"
-    endpoint_limit = API_RATE_LIMITS.get(bucket_key, max_calls)
+    endpoint_limit = API_RATE_LIMITS.get(bucket_key, 60)
     _throttle(_CALL_BUCKETS[bucket_key], endpoint_limit or 0)
 
 
@@ -165,11 +166,26 @@ def _fetch_paginated(endpoint: str, params: Dict[str, object], limit: int | None
         extra=LOG_EXTRA,
     )
     while True:
-        _respect_rate_limit(endpoint, get_config())
+        _respect_rate_limit(endpoint)
         call = getattr(client, endpoint)
         try:
             df = call(limit=limit, offset=offset, **clean_params)
-        except Exception:  # noqa: BLE001
+        except Exception as exc:  # noqa: BLE001
+            message = str(exc)
+            if any(pattern in message for pattern in RATE_LIMIT_ERROR_PATTERNS):
+                per_minute = API_RATE_LIMITS.get(endpoint or "", 0)
+                wait_time = 60.0 / per_minute + 1 if per_minute else 30.0
+                wait_time = max(wait_time, 30.0)
+                LOGGER.warning(
+                    "接口限频触发：%s，原因=%s，等待 %.1f 秒后重试",
+                    endpoint,
+                    message,
+                    wait_time,
+                    extra=LOG_EXTRA,
+                )
+                time.sleep(wait_time)
+                continue
+
             LOGGER.exception(
                 "TuShare 接口调用异常：endpoint=%s offset=%s params=%s",
                 endpoint,
@@ -874,7 +890,7 @@ def fetch_stock_basic(exchange: Optional[str] = None, list_status: str = "L") ->
         list_status,
         extra=LOG_EXTRA,
     )
-    _respect_rate_limit("stock_basic", get_config())
+    _respect_rate_limit("stock_basic")
     fields = "ts_code,symbol,name,area,industry,market,exchange,list_status,list_date,delist_date"
     df = client.stock_basic(exchange=exchange, list_status=list_status, fields=fields)
     return _df_to_records(df, _TABLE_COLUMNS["stock_basic"])
@@ -1113,7 +1129,7 @@ def fetch_trade_calendar(start: date, end: date, exchange: str = "SSE") -> Itera
         end_date,
         extra=LOG_EXTRA,
     )
-    _respect_rate_limit("trade_cal", get_config())
+    _respect_rate_limit("trade_cal")
     df = client.trade_cal(exchange=exchange, start_date=start_date, end_date=end_date)
     if df is not None and not df.empty and "is_open" in df.columns:
         df["is_open"] = pd.to_numeric(df["is_open"], errors="coerce").fillna(0).astype(int)
@@ -1159,7 +1175,7 @@ def fetch_stk_limit(
 def fetch_index_basic(market: Optional[str] = None) -> Iterable[Dict]:
     client = _ensure_client()
     LOGGER.info("拉取指数基础信息（market=%s）", market or "all", extra=LOG_EXTRA)
-    _respect_rate_limit("index_basic", get_config())
+    _respect_rate_limit("index_basic")
     df = client.index_basic(market=market)
     return _df_to_records(df, _TABLE_COLUMNS["index_basic"])
 
@@ -1186,7 +1202,7 @@ def fetch_index_daily(start: date, end: date, ts_code: str) -> Iterable[Dict]:
 def fetch_fund_basic(asset_class: str = "E", status: str = "L") -> Iterable[Dict]:
     client = _ensure_client()
     LOGGER.info("拉取基金基础信息：asset_class=%s status=%s", asset_class, status, extra=LOG_EXTRA)
-    _respect_rate_limit("fund_basic", get_config())
+    _respect_rate_limit("fund_basic")
     df = client.fund_basic(market=asset_class, status=status)
     return _df_to_records(df, _TABLE_COLUMNS["fund_basic"])
 
@@ -1213,7 +1229,7 @@ def fetch_fund_nav(start: date, end: date, ts_code: str) -> Iterable[Dict]:
 def fetch_fut_basic(exchange: Optional[str] = None) -> Iterable[Dict]:
     client = _ensure_client()
     LOGGER.info("拉取期货基础信息（exchange=%s）", exchange or "all", extra=LOG_EXTRA)
-    _respect_rate_limit("fut_basic", get_config())
+    _respect_rate_limit("fut_basic")
     df = client.fut_basic(exchange=exchange)
     return _df_to_records(df, _TABLE_COLUMNS["fut_basic"])